Bandhan Bank's Total Business Grows 11% to ₹2.88 Lakh Crore

(MOHSINA BANO)

Mumbai – Bandhan Bank has announced its financial results for Q4 FY 2024-25, reporting a robust 11% growth in total business, reaching ₹2.88 lakh crore. The bank’s total deposits rose by 12% year-on-year to ₹1.51 lakh crore, with retail deposits forming approximately 69% of the total. The CASA ratio (Current Account Savings Account) stood at 31.4%, indicating a healthy deposit mix. The loan book saw a 10% YoY increase, climbing to ₹1.37 lakh crore.

Bandhan Bank reported a net profit of ₹2,745 crore for FY 2024-25. The bank continues to strengthen its reach, now serving over 3.15 crore customers through 6,300+ banking outlets across 35 of India’s 36 states and union territories. The total workforce of the bank stands at nearly 75,000 employees.

During Q4 FY25, the bank demonstrated strong operational performance driven by its expanded distribution network, efficient execution, and a favorable business environment. Its Capital Adequacy Ratio (CAR) remains at a solid 18.7%, significantly above regulatory requirements, underlining financial stability.

Commenting on the bank’s performance, Partha Pratim Sengupta, MD & CEO, said: “Our performance reflects a balanced strategy, strong governance, and the trust of our customers. As we progress towards ‘Bandhan Bank 2.0’, our focus remains on digitization, distribution expansion, asset diversification, and enhancing customer experience to ensure long-term value and sustainable growth.”

The bank is placing strategic emphasis on diversifying its asset portfolio, especially by expanding the retail segment. Accelerating the digitization journey remains a key priority to boost efficiency, productivity, and customer satisfaction.

 Bandhan Bank, Q4 FY25 results, 11% growth, total business ₹2.88 lakh crore, retail deposits, CASA ratio, net profit ₹2,745 crore, digitization, Partha Pratim Sengupta, financial stability, capital adequacy ratio, loan book growth.