BHIM app changes life of teacher

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Ramlal Chorasiya, a forty six year old teacher from Khandar block village, Sawai Madhopur, Rajasthan, is going around promoting the BHIM app to local residents as well as his students after the app made his banking lifestyle simpler. Mr. Chorasiya shares the benefits of this app with others so that they get encouraged to use it.
Earlier GraminShiksha Kendra’s school teacher, Mr.Chorasiyaused to take leave and travel almost 40 km to deposit the cheque at the nearest branch. The chequetookfour days to clear after reaching the Kota Zone.To his surprise, after downloading BHIM app he began transferring fundsusing UPI ID within few seconds. He no longer worries about remembering account number and IFS code which is otherwise necessary in case of other online banking funds transfer. The quick transfer of money through this platform provided by National Payments Corporation of India (NPCI) impressed him.
BHIM app is very simple to use. Android users can download BHIM app from Google Play Store while iPhone users may find it from Apple App Store. Once the app is downloaded, one needs to select their bank a/c and set their UPI PIN using their debit card and start transacting with this app. One needs to remember two things while using it. Firstly, to link the mobile number to bank account and secondly, while transacting, the SIM card of the mobile number linked to the bank account should be used in the mobile handset.
Using the BHIM app one can send as well as receive money without visiting the bank branch. The app is available in majorregional languages. Users can browse through their phone contacts to select beneficiaries for sending and receiving money instantly. BHIM app has also made payment at merchant locations simpler by enabling ‘Scan & Pay’ feature through QR codes.

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